Consumer credit: how will the French travel in 2020?

The end-of-year celebrations are an opportunity to meet up with the family, to open the packages under the tree, to chain the feasts and to put on your thirty-one. But it’s also a good time to think about the next vacation! The specialist in good deals in terms of tourist stays, looked into French escape plans for 2020.

Which formula do the French prefer ?

For almost half (45%) of respondents, the good idea will be to travel out of season in 2020! Favorable periods indeed to benefit from offers and pay less. Off-season enthusiasts outnumber those who are forced to leave during school holidays (31%). For 9% of respondents, winter will be an opportunity to change the hemisphere and seek the sun south of the equator! It is always interesting to know the criteria for choosing a stay.

Adventure or loyalty to a destination? A third of respondents play it safe by prioritizing a place they already know. For 28% of the panel, it is the offer that will guide them to their next destination! The all-inclusive formulas remain a bestseller in this respect, since they constitute the “flagship product” of tourist stays (45%). Nevertheless, short stays are gaining ground and in this register, Airbnb is ahead of half-board hotels (54% against 39%) in terms of intentions for 2020, while unusual accommodation continues its breakthrough (26%) . And to do what ? Cultural discoveries remain the most sought after (41%), followed by well-being (33%) and sport (15%).

Go further with a boost in travel budget

An Ipsos survey for Assistance revealed last summer that the French spent an average of $ 2,201 on their summer holidays . If the savings can be sufficient, the stays out of the ordinary will require a boost like a personal loan. Just like the destinations to discover in 2020 according to the Lonely Planet ranking, where we find Bhutan in Asia, eSwatini in Southern Africa or even Uruguay in South America. Exoticism on all floors, but also long journeys which require financial means…

An unrestricted consumer loan of $ 3,000 will smooth repayments over 36 months up to less than $ 90 per month (rate of 3.90% according to an Enoch Arden simulation). To take out the personal loan adapted to its possibilities of repayment, simulating your credit can be a good idea: it is enough to indicate the amount of personal loan envisaged and the duration of the loan to see appear the monthly payment of simulated credit. The next step can be the comparison of consumer credits in order to find the most suitable offer in relation to his travel plan.